Medico Loans

With access to hundreds of Medico Loan options, we're sure to be able to find the right loan for you

Rated 5 from 204 Reviews

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Are you a Medical Professionals looking for a loan? We can probably help.

Selecting the most appropriate home or investment loan can be especially challenging for busy medical professionals. At Derry & Co., our expert mortgage brokers specialise in simplifying this journey, allowing you to access home and investment loan options from banks and lenders across Australia with confidence. Understanding the diverse needs of healthcare professionals, we offer customised solutions that consider factors such as credit history, loan amount, and borrowing capacity. Whether you’re buying your first home, expanding your property portfolio, or examining the intricacies of stamp duty, our streamlined application process is designed to fit your financial situation.

One of the crucial aspects in securing a favourable loan is understanding the variety of loan options available. At Derry & Co., we provide access to a wide range of home and investment loans specifically tailored for medical professionals. Factors such as loan-to-value ratio (LVR) and lenders mortgage insurance (LMI) play significant roles in determining your borrowing capacity and potential loan application outcomes. We work to ensure you are equipped with comprehensive insights into how these elements interact with your financial situation, helping you make informed decisions. Our mortgage brokers are committed to helping you calculate loan repayments effectively, considering both variable and fixed interest rate options, enabling you to balance current needs with future financial goals.

The interest rate is often the primary concern for anyone taking out a loan, and this is no different for medical professionals. At Derry & Co., we negotiate with top Australian lenders to secure competitive loan interest rates, offering potential interest rate discounts where applicable. This often translates into significant savings over the life of the loan. By examining your bank statements and credit history, we ensure that your application process is as smooth and streamlined as possible. Our mortgage brokers can guide you through every step, from determining the optimal loan amount to understanding the full impact of various loan products on your financial health, ensuring you enter the property market with confidence.

Medical professionals often have unique financial profiles and complexities to consider, including the preparation for, and implications of, a fluctuating income. Our services at Derry & Co. cater to the distinct needs of healthcare workers with a focus on flexibility and adaptability. Whether applying for a loan for a first property or seeking new opportunities in building a comprehensive property portfolio, we understand the critical importance of aligning loan structures with long-term career aspirations. Our expertise also helps you stay informed about the various aspects of the property market, ensuring you are always one step ahead when making vital property investment decisions.

Working with Derry & Co. means benefiting from a tailored service that recognises your professional commitments and goals. Whether you're assessing the benefits of a variable interest rate against a fixed interest rate or calculating the potential savings on lenders mortgage insurance, our goal is to help medical professionals secure the most effective loan arrangements possible. 

In the fast-paced world of medical professionals, having a trustworthy partner to navigate home and investment loan options is invaluable. Derry & Co. provides expert guidance to ensure you access competitive interest rates and a smooth loan application process. With our focus on understanding your specific financial situation and professional needs, we are here to support you in making informed and strategic decisions. Contact us today to discover how our mortgage brokers can assist you in successfully buying a home or expanding your property portfolio.

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Getting a Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your loan draws-down and you're good to go!

Book Appointment

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Andrew Rumende

I had a fantastic experience with Derry & Co Home Loan. Derry & team was not only knowledgeable and efficient but also incredibly patient and helpful throughout the entire process. They made what could have been a stressful experience feel smooth and manageable, explaining each step clearly and always responding promptly to my questions. I felt genuinely supported and well-informed from start to finish. Highly recommend Derry & Co to anyone looking for trustworthy and professional home loan assistance!

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Elsa Rumende

We had an amazing experience working with Derry & Co. Both Derry and Karen were incredibly professional, knowledgeable, and supportive throughout the entire mortgage process. We had a particularly tricky scenario, but they handled it with ease and made everything feel smooth and stress-free. Their communication was clear and timely, and they went above and beyond to ensure we got the best outcome. Highly recommend them to anyone needing expert mortgage advice and exceptional service!

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Heyrin Widodoputra

Derry has helped us a lot in getting home loan. Thank you Derry and Karen for making the process easy and stress free.

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

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