Business Loans

Whether it's to purchase a property, equipment or business, we're here to help

At Derry & Co., we understand that securing the right business loan can be a pivotal step in achieving your business goals. Whether you're looking to purchase property, buy a business, or simply improve your cash flow, our team is here to guide you through the process. We offer access to a wide range of business loan options from banks and lenders across Australia, designed to meet the diverse needs of businesses in Perth, Western Australia, and beyond. Our goal is to ensure you find the most suitable loan structure with flexible repayment options to support your business growth.

Navigating the landscape of business loans can be complex, but our expertise simplifies the application process. The first step in applying for a business loan involves understanding your requirements, such as the loan amount and purpose—be it for working capital, purchasing equipment, or covering unexpected expenses. At Derry & Co., we help you determine whether a secured business loan or an unsecured business loan best suits your needs, considering factors like interest rate types and collateral.

Interest rates are a crucial factor in choosing a business loan. With options ranging from fixed interest rates to variable interest rates, we explain the benefits and drawbacks of each. Fixed interest rates provide stability in repayments, while variable interest rates offer potential savings if market conditions change favourably. Our advisers ensure you understand how these choices impact your cash flow and long-term financial planning.

The flexibility of loan terms is another significant aspect of our service. Whether you need a progressive drawdown to finance projects incrementally or a revolving line of credit for ongoing expenses, we tailor solutions to fit your business model. Flexible loan terms mean you can adapt repayments to align with your revenue streams, ensuring you maintain healthy cash flow.

Our expertise extends to helping clients purchase property or equipment crucial for business operations. We assist in structuring loans that make property investment feasible or enable businesses to acquire essential machinery without straining finances. Additionally, we offer redraw facilities for loans, allowing you to access extra funds paid into your loan account when necessary.

For those aiming to buy a business, understanding the intricacies of loan structures is vital. We provide guidance on working capital needs and how flexible repayment options can ease the transition and operational costs associated with acquiring an existing business. Our comprehensive approach ensures that every aspect of your loan aligns with your broader business strategy.

At Derry & Co., our commitment is to deliver personalised service and expert advice, ensuring that every client can confidently access business loan options suited to their specific needs. Whether you're just starting out or looking to expand, our team is dedicated to supporting your business journey with the right financial solutions.

Empowering your business with the right financial tools is our priority at Derry & Co. By offering tailored advice and a wide array of business loan options, we help you secure funding that aligns with your goals. Contact us today to explore how we can assist you in making informed financial decisions for a prosperous future.