Expat Loans
With access to hundreds of Loans options, we help expats purchase property in Australia with a Home Loan or Investment Loan
Rated 5 from 201 Reviews
With access to hundreds of Loans options, we help expats purchase property in Australia with a Home Loan or Investment Loan
Rated 5 from 201 Reviews
Navigating the property market while living abroad can be a challenging endeavour, particularly for expats eager to invest in or purchase property back home. Whether you’re considering buying your first home or refinancing an existing property, expat loans offer tailored solutions to match your unique situation. At Derry & Co., we specialise in offering comprehensive expat mortgage advice and solutions, ensuring that no matter where you’re based—Asia, the Middle East, Europe, or the Americas—you can access a range of loan options from banks and lenders across Australia.
Expat loans are designed to cater to Australians living abroad or those who, although residing as permanent residents overseas, wish to capitalise on the lucrative Australian property market. Derry & Co. prides itself on having an expert team of expat mortgage advisors who understand the specific needs and regulatory challenges faced by Australian citizens living overseas. Our objective is to help you navigate the rules, regulations, and restrictions that accompany the expat loan application process, enabling a seamless experience whether you are purchasing your dream home, building a house, or investing in property.
Understanding the borrowing capacity and applying for a home loan involves comprehending several factors, including the loan to value ratio (LVR), credit history, and the financial situation of the borrower. These elements often influence the interest rate, loan amount, and lenders mortgage insurance (LMI). Our job is to simplify this complex tapestry and walk you through each step of the journey. We work closely with you to assess your borrowing capacity and determine the most favourable loan types, whether they are variable loan rates or fixed interest rate loans. This ensures you get access to the most competitive interest rate discounts available in the market.
Our expat finance and mortgage brokers provide invaluable support with the loan application process. From bank statements to calculating loan repayments and navigating stamp duty obligations, our streamlined application process is designed to reduce hassle and expedite results. If you’re looking to apply for a home loan, investment loan, or secure home equity, our experienced team will guide you through getting pre-approved. Having a loan pre-approval provides clarity on your borrowing limits and places you in a stronger position when negotiating with sellers in the local property market.
Refinancing and accessing home equity is another area where our expertise shines. As an expat, renegotiating better rates with your current lender can be daunting. However, accessing equity and refinancing can lead to substantial savings and improved loan conditions. We take pride in providing tailored expat mortgage solutions that align with your financial goals and individual circumstances.
Whether you’re an expat living in Australia or an overseas-based borrower, our commitment at Derry & Co. is to offer you transparent, honest, and effective expat mortgage advice. Our team’s intimate knowledge of the local property market and the specialised expat loan products available ensures that you're never left in the dark about your options. With our support, you can confidently navigate the intricacies of your financial situation.
At Derry & Co., we are dedicated to turning your property aspirations into reality. Whether you're buying your first home, investing in property, or eager to refinance, our tailored solutions and expert advice are just a call away. Take control of your financial future today—reach out to our team of expat mortgage advisors and explore the expat mortgage solutions we can offer you.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing Capacity
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentRG
Rielly Gigney
We recently used Derrys services to buy our first home. Derry was exceptionally knowledgeable, friendly and made the whole process seamless. It was amazing how little was required of us. He found a lender that met our needs (we had some unusual circumstances - my partners main source of income is a scholarship and Derry found a bank that recognised this is income), he knew all the schemes and savings we were eligible for, he helped organise building inspections and a settlement agent that he trusted, and he was very enthusiastic and a joy to work with. Couldn't recommend his services any higher!
EZ
Emaad Zadeh
I've worked with Derry multiple times, and every experience has been fantastic. He is knowledgeable, professional, and always goes the extra mile to make the process smooth and stress-free. His advice is clear, and he ensures everything is handled efficiently. I highly recommend him.
AP
Aga Primasto
Excellent service from beginning to end. Felt guided the whole process of first home buying. Many thanks to Derry, Karen, Jessica, and others. ???? ...
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Derry & Co ABN: 69 605 263 287, Derry Tanzil Family Pty Ltd ABN: 69 605 263 287. Credit Representative #477680 is authorised under Australian Credit License #389 087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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