Commercial Loans

Time to grow your business? Learn how a commercial loan can help fund your business growth

Rated 5 from 201 Reviews

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Whether it's to purchase a property, equipment or business, we're here to help

Navigating the world of commercial finance can be complex, but at Derry & Co., we make it straightforward for businesses in Perth and across Australia. Whether you're buying commercial property, expanding your business, or upgrading equipment, understanding your commercial loan options is crucial. Our expertise in commercial loans ensures that you access the best possible solutions from banks and lenders across the country. With competitive interest rates and flexible loan terms, we tailor each loan to fit your unique business needs, offering both secured and unsecured commercial loan options.

When considering a commercial loan, one of the first steps is determining the right loan structure. The loan amount can be influenced by various factors, including the type of collateral available and your specific business goals. For those looking to buy commercial land or industrial property, our secured commercial loan options are ideal. These loans often come with fixed interest rates, providing stability over the loan term. Alternatively, if your business requires buying new equipment or upgrading existing equipment, unsecured commercial loans offer easier access without the need for collateral. These loans typically feature variable interest rates, giving you the flexibility to adapt to market changes.

Our streamlined application process simplifies applying for a commercial loan. We guide you through each step, ensuring you understand the requirements and benefits of your chosen loan type. From flexible repayment options to progressive drawdown facilities, our loans are designed to support your business's growth. For businesses that need ongoing access to funds, a revolving line of credit can be an excellent choice, allowing you to withdraw and repay funds as needed. This option provides a safety net for managing cash flow and seizing new opportunities as they arise.

Tailoring loan features to your business's specific needs is paramount. Flexible repayment options allow you to choose schedules that align with your cash flow, while redraw facilities offer the ability to access surplus funds if required. Whether you prefer the predictability of fixed interest rates or the potential savings of variable rates, we ensure your loan terms match your financial strategy. Our goal is to provide a comprehensive solution that not only meets but exceeds your expectations.

At Derry & Co., we understand that each business is unique, with its own set of challenges and opportunities. Our personalised approach means you're not just another client; you're a partner in achieving financial success. Contact us today to explore how our commercial finance solutions can help you reach your business goals efficiently and effectively. Let us assist you in making informed decisions about buying commercial property, acquiring new assets, or expanding your operations across Australia.

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RG

Rielly Gigney

We recently used Derrys services to buy our first home. Derry was exceptionally knowledgeable, friendly and made the whole process seamless. It was amazing how little was required of us. He found a lender that met our needs (we had some unusual circumstances - my partners main source of income is a scholarship and Derry found a bank that recognised this is income), he knew all the schemes and savings we were eligible for, he helped organise building inspections and a settlement agent that he trusted, and he was very enthusiastic and a joy to work with. Couldn't recommend his services any higher!

EZ

Emaad Zadeh

I've worked with Derry multiple times, and every experience has been fantastic. He is knowledgeable, professional, and always goes the extra mile to make the process smooth and stress-free. His advice is clear, and he ensures everything is handled efficiently. I highly recommend him.

AP

Aga Primasto

Excellent service from beginning to end. Felt guided the whole process of first home buying. Many thanks to Derry, Karen, Jessica, and others. ???? ...

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

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