Business Loans
Time to grow your business? We can help you grow with a business loan

Rated 5 from 219 Reviews
Time to grow your business? We can help you grow with a business loan
Rated 5 from 219 Reviews
At Derry & Co., we understand that securing the right business loan can be a pivotal step in achieving your business goals. Whether you're looking to purchase property, buy a business, or simply improve your cash flow, our team is here to guide you through the process. We offer access to a wide range of business loan options from banks and lenders across Australia, designed to meet the diverse needs of businesses in Perth, Western Australia, and beyond. Our goal is to ensure you find the most suitable loan structure with flexible repayment options to support your business growth.
Navigating the landscape of business loans can be complex, but our expertise simplifies the application process. The first step in applying for a business loan involves understanding your requirements, such as the loan amount and purpose—be it for working capital, purchasing equipment, or covering unexpected expenses. At Derry & Co., we help you determine whether a secured business loan or an unsecured business loan best suits your needs, considering factors like interest rate types and collateral.
Interest rates are a crucial factor in choosing a business loan. With options ranging from fixed interest rates to variable interest rates, we explain the benefits and drawbacks of each. Fixed interest rates provide stability in repayments, while variable interest rates offer potential savings if market conditions change favourably. Our advisers ensure you understand how these choices impact your cash flow and long-term financial planning.
The flexibility of loan terms is another significant aspect of our service. Whether you need a progressive drawdown to finance projects incrementally or a revolving line of credit for ongoing expenses, we tailor solutions to fit your business model. Flexible loan terms mean you can adapt repayments to align with your revenue streams, ensuring you maintain healthy cash flow.
Our expertise extends to helping clients purchase property or equipment crucial for business operations. We assist in structuring loans that make property investment feasible or enable businesses to acquire essential machinery without straining finances. Additionally, we offer redraw facilities for loans, allowing you to access extra funds paid into your loan account when necessary.
For those aiming to buy a business, understanding the intricacies of loan structures is vital. We provide guidance on working capital needs and how flexible repayment options can ease the transition and operational costs associated with acquiring an existing business. Our comprehensive approach ensures that every aspect of your loan aligns with your broader business strategy.
At Derry & Co., our commitment is to deliver personalised service and expert advice, ensuring that every client can confidently access business loan options suited to their specific needs. Whether you're just starting out or looking to expand, our team is dedicated to supporting your business journey with the right financial solutions.
Empowering your business with the right financial tools is our priority at Derry & Co. By offering tailored advice and a wide array of business loan options, we help you secure funding that aligns with your goals. Contact us today to explore how we can assist you in making informed financial decisions for a prosperous future.
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Kevin P.
I can’t thank Derry and his team enough for their efforts with my house purchases. If I could give them 10 stars I would. Whether it’s residential or investment property, their service is always top notch. They are very knowledgeable, efficient, and friendly. Derry listens to your situation and he makes sure that every settlement goes through. On top of that, they also follow up and check on you after settlement to make sure everything is going well. I highly recommend them to anyone who’s planning to buy a house or investment property. I will always come back and consult with them on my future purchases. Thank you very much Derry and to your wonderful team!
JC
Joel Cook
Derry and his team were incredible to work with. From start to finish, they were super knowledgeable, approachable and they were always one step ahead. The entire process was smooth and pain free. No question or concern was ever too much hassle. They continually went above and beyond to make the process as stress free as possible.
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Nasirul Haque
Derry was absolutely fantastic to work with. We met in person at his Victoria Park, WA office and went through the whole process. He was incredibly patient, efficient, knowledgeable, and proactive throughout the entire process. What really impressed me was how he managed to get my loan approved in just 3 days—well ahead of the expected timeline. Highly recommend Derry to anyone looking for a top-tier mortgage broker!
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.